History and Evolution of Health Insurance

The concept of health insurance in 1694 was placed on the Senior Chamberlen Hugh of Peter Chamberlen family. In the late 19 th century, the insurance must be available as a modern disability. This payment model continued until the beginning of 20. century in some countries (eg, California), where all laws regulating health insurance actually refers to the disability.

Personal insurance is available in the United States Franklin Health Provision of Massachusetts. The company was founded in 1850, provides insurance against injuries arising from accidents and steam trains. Sixty organizations offering insurance in the United States in 1866, but the industry consolidated rapidly soon thereafter. Although there was no previous experience, the origin of disease, coverage of the United States, beginning with the date 1890. The first working group under the direction of policy in relation to people with disabilities, was released in 1911.

Before the development of medical expense insurance, patients pay for all medical expenses from their own pockets, in what is known as the speed of service businesses. In the mid to late 20. century, traditional disability has become a modern health insurance program. To date, most comprehensive health insurance program to cover the cost of routine, preventive, primary care and emergency procedures, and most medicines, but not always the case.

Medical expenses and hospital policies were introduced in the first half of 20. century. In 1920 the hospital began to offer services to people responsible for the development of Blue Cross organizations. In the predecessors of today's health-care organizations (HMOs) originated from the 1930 to 1929, and during the Second World War.